Finding out your credit card has been declined can be an embarrassing situation to be in. Luckily, it doesn’t affect your credit score. That being said, having your credit card declined can be an indication that you may be having credit issues you need to

When it comes to buying a house, most people know that having a good credit score is essential for qualifying for a mortgage with favorable terms. Most people also know that having a low credit score makes it harder to secure a mortgage with good

When it comes to borrowing money, there are many options available to consumers—banks, online lenders, and sometimes, even the merchant or the seller themselves. One often overlooked lender, however, is credit unions. Similar to other types of financial institutions, credit unions may be a potential