Building credit is often touted as an essential part of personal finance. The reason? Your credit history and credit score determine your creditworthiness and shows lenders and business your risk potential as an individual. But what if you don’t have plans to ever use a

Credit can be a valuable tool that can help you achieve financial goals, such as buying a car or a home, when used responsibly. However, credit can also be a slippery slope to dependency if not managed properly. Here are some signs that you may

If you have trouble properly managing your money and debt, you may end up hurting your credit. This is because payment history, as well as the amounts you owe, are major factors that impact your credit. Fortunately, there’s credit counseling- a service that assists consumers