PRIVACY POLICY
Your privacy is important to us.
Thank you for visiting the CreditForHomeLoans.com website and reviewing our privacy policy. Your privacy is important to us. This policy addresses the collection of information and the use and security of information that is collected on this website. We will only share your information in ways that are described in this privacy policy and as required by law.
Website Visitor Statistics Collected by Our Hosting Company
Our hosting company collects only the most basic statistical visit data which rely on using standard commercially available statistical viewing software provided by our hosting company. The information that we view is the same as that which is collected by just about every hosting company, hosting website’s on the Internet. We use this information for statistical and trend analysis, helping provide a better online experience for our visitors in the quest for continual improvement.
Information Collected and Stored Automatically (IP Address and Log Files)
Our hosting company collects the required visitor access information as do most all hosting companies. The Internet domain; (for example, “zcompany.com” if you use a private Internet access account, or “yourschool.edu” if you connect from a university’s domain and IP address (an IP address is a number that is automatically assigned to your computer whenever you are on the Internet) from which you access our Website. Almost all Hosting Companies collect the following data:
The type of browser and operating system used to access our site
The date and time you access our site
The pages you visit
If you accessed our Site from another website, the address of that Website shows up as a “Referrer”
Search Engine referrals to our website
Search query words and phrases
We use this information to help us make our site more useful to visitors, to learn about the number of visitors to our site and the types of technology our visitors use. We do not automatically record or track personal information about individuals and their visits to CreditForHomeLoans.com.
For site security purposes and to ensure that this site remains available to all users, we employ software to monitor network traffic and to identify and thwart unauthorized attempts to upload or change information or otherwise cause damage.
Cookies And Anonymous Identifiers
We and third parties use various technologies to collect and store information when you use our Services, including sending cookies, pixel tags or other anonymous identifiers to your device. “Cookies” are pieces of data stored on your computer, mobile phone or other device. A “pixel tag” is a type of technology placed within a website or email for the purpose of tracking activity, which is often used in combination with cookies. Other “anonymous identifiers” are random strings of characters used for the same purposes as cookies, such as with mobile devices where cookie technology is not available. These technologies help us know that you are logged on, provide you with features based on your preferences, understand when you are interacting with our Services, and compile other information regarding use of our Services.
The information collected through these technologies, standing alone, cannot be used to determine your identity. Such information may, however, be combined in a way that makes it become personal information (i.e. , information that can identify you). If this happens, we will treat the combined information as personal information. Please note that, in most cases, you can remove or block cookies (such as by using the settings in your browser), but doing so may affect your ability to use our Services.
The use of tracking technologies by our service providers, technology partners or other third party assets (such as social media) on the Services is not covered by our Privacy Policy. These third parties may use cookies, clear gifs, images, and scripts to help them better manage their content on our Services. We do not have access or control over these technologies.
Technologies such as: cookies, beacons, tags and scripts are used by Dispute My Credit Services and our partners, affiliates, or analytics or service providers. These technologies are used in analyzing trends, administering the site, tracking users’ movements around the site and to gather demographic information about our user base as a whole. We may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis.
Personal Information
We are aware that it is difficult to entrust someone else with personal information, especially of a personal financial nature therefore our privacy policy is strictly maintained.
We do not share, sell, lend or lease any of the information that uniquely identify a client (such as email addresses or personal details) with anyone except to the extent it is necessary to process transactions or provide the services you have requested.
Links To and From Other Website’s
We are not responsible for the practices employed by Web sites linked to or from our Web site or the information or content contained therein.
This site links to a number of other website’s including US Federal Government sites and mainstream news agencies for informational purposes. Should you choose to visit those website’s, please remember that Dispute My Credit Services is not responsible for their content or privacy policies. If you have any concerns, we recommend that you review their Privacy Statement.
Protecting Our Children
Because we care about the safety and privacy of children online, we comply with the Children’s Online Privacy Protection Act of 1998 (COPPA). COPPA and its accompanying FTC regulations establishing United States federal law that protects the privacy of children using the Internet. We do not knowingly contact or collect personal information from children under 13. Our site is not intended to solicit information of any kind from children under 13.
We do however, encourage the use of our website by all audiences, including children studying economics, government or the political process. We have endeavored to provide a wealth of information approved for all ages on the FreedomDebtAssociates.com website.
SMS Messaging Terms of Service
Last updated: 12/19/2023
Dispute My Credit com, LLC operates a SMS Messaging Service (the “Service”) subject to these SMS Messaging Terms of Service. The Service and our collection and use of your personal information is also subject to our Privacy Policy. By enrolling, signing up, or otherwise agreeing to participate in the Service, you accept and agree to these SMS Messaging Terms of Service and our Privacy Policy.
1. SMS Service Description: We may send promotional and transactional mobile messages in various formats through the Service. Promotional messages advertise and promote our services and may include following-up about your inquiry, specials, pricing, and appointment reminders. Transactional messages relate to an existing or ongoing transaction and may include credit report updates, appointment reminders, follow-ups, and collections. Mobile messages may be sent using an automated technology, including an auto-dialer, automated system, or automatic telephone dialing system. Message frequency will vary, but shall not exceed three times within a 24 hour period. You agree that we, our affiliates, and any third-party service providers may send you messages regarding the foregoing topics or any topic and that such messages and/or calls may be made or placed using different telephone numbers or short codes. We do not charge for mobile messages sent through the SMS Service, but you are responsible for any message and data rates imposed by your mobile provider, as standard data and message rates may apply for short message service and multimedia message alerts.
2. User Opt-In: By providing your mobile phone number to us, you are voluntarily opting in to the SMS Service and you agree to receive recurring mobile messages from us at the mobile phone number associated with your opt-in, even if such number is registered on any state or federal “Do Not Call” list. You agree that any mobile phone number you provide to us is a valid mobile phone number of which you are the owner or authorized user. If you change your mobile phone number or are no longer the owner or authorized user of the mobile phone number, you agree to promptly notify us at cs@creditforhomeloans.com. Your participation in the SMS Service is not required to make any purchase from us and your participation in the SMS Service is completely voluntary.
3. User Opt-Out and Support: You may opt-out of the SMS Service at any time. If you wish to opt-out of the SMS Service and stop receiving mobile messages from us, or you no longer agree to these Mobile Messaging Terms, reply STOP, QUIT, CANCEL, OPT-OUT, and/or UNSUBSCRIBE to any mobile message from us. You may continue to receive text messages for a short period while we process your request and you may receive a one-time opt-out confirmation message. You understand and agree that the foregoing is the only reasonable method of opting out. If you want to join the SMS Service again, just sign up as you did the first time, and we will start sending messages to you again. For support, reply HELP to any mobile message from us. Our mobile messaging platform may not recognize requests that modify the foregoing commands, and you agree that we and our service providers will not be liable for failing to honor requests that do not comply with the requirements in these SMS Messaging Terms. We may also change the telephone number or short code we use to operate the SMS Service and we will notify you of any such change. You acknowledge that any requests sent to a telephone number or short code that has been changed may not be received by us and we will not be responsible for failing to honor a request sent to a telephone number or short code that has been changed.
4. Disclaimer of Warranty and Liability: The SMS Service is offered on an “as-is” basis and may not be available in all areas, at all times, or on all mobile providers. You agree that neither we nor our service providers will be liable for any failed, delayed, or misdirected delivery of any mobile message or information sent through the Program.
5. Modifications: We may modify or cancel the SMS Service or any of its features at any time, with or without notice. To the extent permitted by applicable law, we may also modify these SMS Messaging Terms at any time. Any such modification will take effect when it is posted to our website. You agree to review these SMS Messaging Terms periodically to ensure that you are aware of any modifications. Your continued participation in the SMS Service will constitute your acceptance of those modifications
Privacy Policy Changes
We reserve the right to change our privacy policy at any time without prior notice. If we find it necessary to make changes accommodating new technologies or for any other reason, we will update this document as soon as possible.
Address: 850 Central Parkway East, Suite 200, Plano, TX 75074, USA
TOLL FREE: (888) 799-7267
Email: info@creditforhomeloans.com
